> For the complete documentation index, see [llms.txt](https://docs.yei.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.yei.finance/products/yeilend/mechanism/yei-points.md).

# Yei Points

#### Why Join Yei’s Points Program?

Earn points for your lending and borrowing activities in addition to Yei’s $SEI incentives. Go to your [dashboard](https://app.yei.finance/points/) to keep track of your points and progress.

#### How to Earn Points?

1. **Lending**:
   * Add supported assets on Yei.
   * Earn **1 point per dollar** worth of assets lent per day.
2. **Borrowing**:
   * Borrow supported assets on Yei.
   * Earn **4 points per dollar** worth of assets borrowed per day.
3. **Referrals**:
   * Share your referral link with friends.
   * Earn extra points by referring users:
     * **Direct Referral (A):** Earn 10% of the points earned by user A.
     * **Second-Level Referral (B):** Earn 5% of the points earned by user B, who is referred by user A.
     * **Third-Level Referral (C):** Earn 2.5% of the points earned by user C, who is referred by user B.
     * **Fourth-Level Referral (D):** Earn 1.25% of the points earned by user D, who is referred by user C.

#### Example Scenarios

* **Lending**: If Yeida deposits 100 $SEI on Yei for a day, with $SEI priced at $0.80, he earns 80 points (100 \* 0.8 \* 1 = 80). If Yeida deposits and holds 50 $SEI for 2 days, he also earns 80 points (50 \* 0.8 \* 2 = 80). Points accumulate based on the amount and duration of deposits.
* **Borrowing**: If Yeida borrows $100 worth of assets from Yei, such as 100 $USDC for one day, he earns 400 points (100 \* 4 = 400). If Yeida borrows and holds $50 $USDC for two days, he earns 400 points (50 \* 4 \* 2 = 400). Points accumulate based on the amount and duration of borrowed assets.
* **Referrals:** If Yeida refers a friend (A) who earns 1000 points, Yeida will earn 100 points (10% of 1000 points). If A refers another user (B) who earns 500 points, Yeida will earn an additional 25 points (5% of 500 points). If B refers two users (C1 and C2), and C1 earns 400 points while C2 earns 300 points, Yeida will earn 10 points (2.5% of 400 points) from C1 and 7.5 points (2.5% of 300 points) from C2. Points can be earned from referrals down to four levels deep!